Resolved Question
Are IVAs really the way forward or just a 'con trick'?
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Sorry to be vague, but it depends.
By entering into an IVA, you will avoid bankruptcy (as long as you keep to your side of the bargain), but you will be tied to them for several years. They are the right thing for some people, but for others they are a money spinner for the company running it for you.
You really really need to get some impartial advice based on your circumstances - contact your CAB, or the CCCS (www.cccs.co.uk) for free advice.
Good luck!
By entering into an IVA, you will avoid bankruptcy (as long as you keep to your side of the bargain), but you will be tied to them for several years. They are the right thing for some people, but for others they are a money spinner for the company running it for you.
You really really need to get some impartial advice based on your circumstances - contact your CAB, or the CCCS (www.cccs.co.uk) for free advice.
Good luck!
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