Wednesday, December 31, 2008

What is the most i can save in an ISA?

Resolved Question

What is the most i can save in an ISA?

Hi, My ISA is really my pension pot an i would like to know how much i can save in it. I have a cash ISA and i know that i can save £3,600 a year but how many years can i save into it or is there no limit.

Thanks
Fodd

Best Answer - Chosen by Asker

The annual allowance into an ISA is currently £7,200, but only £3,600 of this can be invested in a cash ISA.

From 6 October, the annual limit for those aged 50 years and over is increasing to £10,000, with a maximum of £5,000 available in cash. This increased limit will be available to all savers from the new tax year next April.

If you have invested the maximum each year since ISAs were launched and invested in their predecessor account TESSAs, which can also be invested in ISAs you would currently have £43,200 invested tax free.

The only limit is the annual allowance each year. As long as the Government keeps the ISA scheme you can continue to invest each year

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