Resolved Question

Uk paypal money not in account?

ok so i sold something on ebay back in december on monday i took the funds out of my account. But on paypal it is completed but it is still not in my bank account and i went on my online account and not in the payments recieved and deducted. Anyone know what the problem is? It says it was completed on Wednesday on paypal

Best Answer - Chosen by Asker

Paypall can take a long time for payments to clear. I bought something off ebay but sent it to the wrong Paypall account. I took it back from that account after clarifying with the person that it wasn't theres and it took a longggg time for it to come back into my account. I was afraid for a while that it wasn't coming back :S just stick it out, if it's not back in a week or so then maybe you can contact them

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Other Answers (2)

• When you sell something on EBAY and the buyer pays you in Paypal, the money stays there. It does not transfer to your bank account unless you request it.
• No, but try contacting paypal i'm sure they can help

Resolved Question

Paypal money help, many thanks everyone - withdrawl?

Hi everyone,
I wondered how long my paypal withdrawl to my bank account will take. i clicked the withdrawel button on the 14/1/2010 around lunch time and it says it will take 2-3 days dependant upoin bank (im with barclays) how long should this take to get into my account? will it be in my bank for monday or tuesday?
many thanks and regards in advance

Best Answer - Chosen by Asker

PayPal state: Withdrawals take two to three business days to post to your bank account

You cant count Thursday as that is the day you requested it and you cant count Saturday or Sunday

So day 1 will be Friday day 2 will be Monday and 3 will be Tuesday

So I would expect it to be in your account Monday or Tuesday....

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Other Answers (2)

• I wouldn't expect it until Wednesday or Thursday of next week.
• mine takes five days but all banks are different,im with halifax

Resolved Question

What is the cheapest and most legal way to draw up?

a will , thank you

Best Answer - Chosen by Asker

You can buy packs in stationery shops which contain all the legal stuff you should need. If you will is even ever so slightly complicated though, just go to a solicitor and get it done there. This obviously isn't as cheap, but it's legally more secure. The thing is, if someone has a dispute with the way your will is worded or there are any ambiguities, then the will could be declared void. This obviously won't worry you at the time - you'll be dead! But therein lies the problem - you can't explain what you "really" meant once you're dead. That's why going to a solicitor could be a much better idea. Ring around a couple of solicitors and ask for a quote. It'll probably be £100, which might sound a lot, but at least it'll be right!

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Other Answers (2)

• Stables Office supplies and they have self made wills
• Go to http://www.legalzoom.com
  They might have some inexpensive forms for you

Resolved Question

Student Loan - is it worth make additional payments?

I have a student loan of just over £10,000. Is it best to make additional payments on top of those that automatically come out of my wages? At the moment the amount that comes out of my wages is slightly less than the interest added to the loan each month, so I'm thinking I should make additional payments to clear it quicker.

But then again, I don't know whether I am better off just putting that money into my ISA account where I can gain greater interest. I currently have £12,000 in my ISA so I get quite nice returns on my savings.

Additional Details

I have no other debts - no credit cards, no mortgage, no car, etc.

3 days ago

Best Answer - Chosen by Asker

Pay more on the loan. Interest rates may be low now (which gives you a great opportunity to get the total debt down faster) but if they change, they will only go up, and perhaps skyrocket. When that day comes, you will be very relieved that you had paid upfront and your loan will be smaller (or gone altogether).

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Other Answers (3)

• It really just depends on the interest rate you pay and your overall financial situation. If you have higher-interest debts, it's better to pay those first. For example, my student loan APR is less than three percent, so it makes more sense for me to put additional payments towards my house or credit cards.
• The interest rate on your loan is probably better than that on your bank account. Pay down the loan.
• try money expert.com.. he has a comprehensive info on when it's best to make additional payments etc. I heard this on the radio, i think he said not to, as they are the cheapest loans around

Resolved Question

Trying to de-clutter - How long to keep old bank statements for?

I am a part-time working mum so I am in receipt of some benefits, so how long do you think I need to keep my statements for (should there be any queries from DWP)?

What about credit card statements

Additional Details

Hi derulz, I think my bank charges for back copies of statements though, so if i want old copies I'll have to pay (if i remember correctly)

4 days ago

Best Answer - Chosen by Asker

Around two to three years. Make sure you shred them, and ideally put the shreddings in a compost bin for safe disposal.

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Other Answers (6)

• Disagree completely with previous answers.You should keep both for at least seven years. That is because of the Statute of Limitations Act, which, among other things, means you can be chased for any debt which is less than six years old. Same with queries.
  In business, we kept all bank statements and invoices for ten years. In retirement I do the same with bank statements and keep credit card statements for seven years.

  Source(s):

• I haven't received either type of statement in the mail for years. I do all my financial transactions on line. My bank allows me to go back about three years to view anything that's happened to my accounts, and I think it's an easy matter to request information from them that goes back even further than that.
  
  If you worry that the bank's Web site might somehow suddenly shut down and lose all your data, then just download and save a copy of your financial records onto your hard drive on a regular basis. There's no need to have any of those pieces of paper in your home.
• To be honest, you don't need to keep them at all.
  They are there for your reference. I look at mine, then rip them up and throw them away.
  If you ever need a statement with a list of transactions and stuff then you can request one from your bank at any time.
  No need to keep any of them.
• Most businesses keep their financial records for 7 years, but personally, I shred mine every three/four years.
  
  I think it just depends on how secure you feel about disposing of them.
• I dont even get bank statements delivered anymore - I do all my banking on line and if I need one for reference I just print it off.
• DWP have everything on file so get rid of the clutter

Resolved Question

Paypal has got my wrong credt card details. what can i do? i cant buy anything bacause of this.?

every time i try to buy they have all my details right but the last two numbers which are shown of my credit card do not corespond with any that i have ever had.

Best Answer - Chosen by Asker

You should be able to go in and add a new card. Once you've added the correct details you should be able to delete the wrong one or select the new one as your primary card.

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Other Answers (2)

• when you login the 'MY ACCOUNT' tab will be open with the 'overview' tab under that on the far right of that you will see 'profile',
  when you hover over 'profile' you will see the option "add or remove card",
  first add your correct new card details and then remove your old ones!
• Go into your account and change the card details.

Resolved Question

Anybody else had their appeal against being taken off Incapacity Benefit accepted?

Anybody else had their appeal against being taken off Incapacity Benefit accepted?
Hi, just wondering if anyone else has ever had their Incapacity benefit appeal accepted. My wife and I just had our appeal accepted by a Doctor and a Lawyer at a local Tribunal. We are over the moon and I'd just like to tell people that its well worth the effort if the same thing happens to you. Apparently its happening to a lot of people lately and it appears to be a government "witch hunt" of sorts. Many people are telling me that benefit payed medics are basically writing people off their Incapacity benefit and blatantly giving incorrect information on medical forms (as was the case with ourselves).
However, after six months of being messed about unnecessarily, we are back on incapacity benefit.
(ha ha - nice try assholes)
Anyone else had a similar experience?

Best Answer - Chosen by Asker

nice one, GB Limited 0 The People 1

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Other Answers (1)

• Well done you and your wife - you've been tested at tribunal and found to be right - so you clearly deserve your benefits and you're right to share your experience.
  
  However - I make no apology for a system that tests people that are in receipt of benefits long-term. I am sure you are aware that for every genuine case such as yourselves there's someone freeloading and swinging the lead - and I'm paying for it. It also means there's less money in the pot for genuine claimants such as yourselves.
  
  I don't think it is a witch-hunt, more of a case of kicking the backsides of those who are taking the mickey out of the system and seem to think that the money they are "entitled" to is conjured up from nowhere, probably because they've never paid any tax in their lives.
  
  (again, this isn't you, by the way, your case is clearly genuine and good on you for proving it!)

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