Wednesday, December 31, 2008

UK: If you pay off your credit card how long until it clears on your credit report?

Resolved Question

UK: If you pay off your credit card how long until it clears on your credit report?

Best Answer - Chosen by Asker

The account information will stay there for 6 years, but most credit card companies update credit reference agencies once a month with the account balance, so it should show as zero balance pretty soon after clearing it.

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Other Answers (3)

  • I think you can contact them after youv'e pid the debt and ask them to remove it if it's causing you to be held back from other thing's like eg getting a mortgage or getting credit other than that it stay's on for 6 year's
  • It will stay on your credit report for 6 years but it will show as satisfied & no activity from date you cleared card.
  • 28 days...but you may have to amend this manually on the report

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